PayOnline System

PayOnline System is a processing company, a provider of services in organization of banking cards payment receipts to electronic sale sites.

The company is part of ITONLINE GROUP, employing over 270 IT, usability, marketing and e-Commerce professionals.

Reliability and Security

PayOnline System cooperates with several European acquirer banks.
The system interface supports English languages, bank card owners may have a personal account, see and check information on payments.
The technological site of PayOnline System is located in Stafford Associates data center (USA), PCI DSS Compliance Level 1 (over 6 million transactions a year) certified.
PayOnline System was successfully PCI DSS 1.2 certified.
Safety and reliability of PayOnline System are also confirmed by McAfee HackerSafe & Verisign SSL certificates.
The company participates in MasterCard Site Data Protection Program, has a status of MasterCard Data Storage Entity and is included in the list of MasterCard service providers.

Processing scheme

A customer selects paying by a bank card.
Control panel redirects the customer to a secured payment form of PayOnline System processing center.
The customer enters the information on his/her bank card into the secure payment form of PayOnline System. PayOnline System verifies the status and parameters of the Internet shop within the system and checks if the formed request corresponds to established requirements and system limitations and transmits the request for authorization by a partner bank (acquirer bank).
Having received the authorization inquiry, the partner bank directs it to a corresponding payment system (Visa, MasterCard, etc.).
The payment system identifies the issuing bank of the customer card and sends an authorization inquiry to the bank processing center.
After the payment authorization is confirmed by an issuing bank, PayOnline System transmits a positive authorization result to the control panel, which in its turn informs the customer about successful payment.

Data transmission with the help of secured connection

PayOnlineSystem works through a SSL coded data link channel.
SSL (Secure Sockets Layer) is a cryptographic protocol providing secure data transmission within Internet. It allows creation of a secure connection between a client and the server.
It applies public key encryption for certification of transmitter and receiver authenticity. It supports data transmission reliability by using correction codes and safe hash functions.
The security of data transferred is always confirmed by a security certificate.